Abstract:
The study has sought to examine the contribution loans management to the Performance institutions in Rwanda; it was specifically conducted in Ecobank Rwanda plc with following specific objective: to analyze the contribution loans management in Ecobank Rwanda plc to analyze the level of financial performance of Ecobank Rwanda plc, to assess the relationship between loan management and performance of Ecobank Rwanda p l c , To achieve the above stated objectives, the researches collected data by using documentation technique and analyzed data by using the follows methods: Synthetically method, Analytical method And Statistical method findings taking the same The Debt to asset ratios of 86.3% in 2019, increased to 85.03% in 2020, become 85.3% in 2021, and then 87.4% in 2022. It indicates what proportion of equity and debt the company is using to finance its assets. The leverage ratios of the Ecobank Rwanda plc during four years of study the results present the better position of the bank in terms of long term solvability. Through deep analysis and witnesses of various staff, all these are the results of effective loan management applied in Ecobank Rwanda plc. Respectively the variation of the leverage ratios of 6.34% in 2019, increased to 5.69% in 2020, become 5.82% in 2021, and then 6.98% in 2022. It indicates what proportion of equity and debt the company is using to finance its assets. The leverage ratios of the Ecobank Rwanda plc during four years of study the results present the better position of the bank in terms of long term solvability. Through deep analysis and witnesses of various staff, all these are the results of effective loan management applied in Ecobank Rwanda plc. . Hence the researcher conclude that other factors such as high operating costs, macroeconomic factors prevailing in the Country, the researchers conclude that an contribution loans management to the performance of financial and other variables should be kept on their optimal level and well managed, recommend that For the better continuation of performance of Ecobank Rwanda plc , the following should be made, Ecobank Rwanda plc is advised to minimize its operating expenses in order to retain a great proportion of gross profit; this will attract much investor to extend the business, The bank should also be innovative as the world business is guided by competition, therefore the company should always bring in technological changes to win the market have contributed to the non-performance of Ecobank Rwanda plc . But in general and contribution loan management to the performance of financial institutions, further studies should be conducted.
